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How to Reset BMO Bank Online Banking Password (2024) - Recover BMO AccountBMO home equity loan rates HELOANs from BMO have rates starting as low as % APR as of publishing for a five-year loan. Rates have a lower. BMO Harris HELOC allows borrowers to apply for lines of credit of up to $1,, Note that the maximum loan amount you can borrow will vary depending on the. After BMO acquired Bank of the West in , home equity loans and HELOCs are now under BMO. Learn about changes to products.