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?? BMO Checking Account Review: Weighing the Pros and ConsBanks may fund your small business in the form of loans or lines of credit. A loan is generally a lump sum amount for one-time, larger expenses that are repaid. BMO Harris SBA Loans: Government Small Business Loan Support. As a preferred SBA (Small Business Administration) lender, BMO can process your government small. We offer a breadth of products and services that can be tailored to your unique needs. Let us help you find the solutions your business needs to grow.