Good line of credit

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The alternative is also risky.

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How Line of Credit Works
A line of credit is a type of loan that lets you borrow money up to a pre-set limit. You don't need to use the funds for a specific purpose. To land one, you'll need to present a credit score in the upper-good range � or more � accompanied by a history of being punctual about paying debts. A personal line of credit (PLOC) is an unsecured revolving account with a variable interest rate. It's a type of loan you can draw from as needed and pay back.