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A cash back credit card for students � with no annual fees � offering 5% cash back for the first 3 months (up to $ in cash back) � has a 3%. Open a new BMO Canada chequing account online and get a bonus up to $* with our limited time special offer. Learn about qualifying chequing accounts. Open a student bank account online with BMO Canada. Enjoy no monthly fees* on student chequing accounts while you're in school and one year after you.