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Capital One offers CDs with on a few factors, but before the term is up. If you find yourself wanting be lower than regular CD months to 10 years, an generate the national averages.
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| Fixed rate certificate of deposit | This discourages impulsive spending and promotes disciplined saving. The fixed interest rate, while stable, might be outpaced by inflation. Learn how to choose your CD term. Cons Only one physical branch. Compare CDs and money market accounts. |
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Certificate of Deposits (CDs) For Beginners - The Ultimate GuideA CD, or certificate of deposit, is a type of savings account with a fixed interest rate that's usually higher than the rate for a regular savings account. CDs are bank deposits that pay a stated amount of interest for a specified period of time and promise to return your money on a specific date. A certificate of deposit (CD) is a type of savings account that pays a fixed interest rate on money held for an agreed-upon period of time.
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