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3 Questions to Ask Before Buying Second Home - Real Estate Investment, Good or Bad?The most important second home mortgage requirement is that you need at least a 10% down payment. This rule is non-negotiable. By applying jointly for a home loan, tax deduction available on home loan can be enjoyed by the co-applicants separately, provided they are co-owners of the. The percentage of finance for a second home is usually reduced to 60% compared to the normal 80% for a first home.
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