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STOP Buying Bank CDs - Earn 5% INTEREST With Brokered CDs!Is BMO Alto secure? BMO Alto uses security tools to monitor your account, keeping it safe from hackers. You'll receive alerts in case of suspicious activities. Is my BMO Alto Online Savings Account safe and secure?. Yes, all BMO Alto accounts are FDIC insured. Visit mortgage-refinancing-loans.org for current deposit insurance limits. Deposits are insured by the FDIC up to the maximum limits.