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BMO Account Sign In: How to Log In to Activate BMO MasterCard Account?Select Activate Card and follow the prompts to start using your card. Activate your debit card by phone: Just give us a call at and we'll be. To activate your credit card sign in to BMO Digital Banking. From the Account summary screen, select your credit card, click on �Manage card� and �Activate. If you don't want to register your Card at this time, call the number on the back of your Card to activate it and select a PIN. Log in whenever you are ready to.