Existing customers wishing to transfer to a new rate. You can do up to six months before the end of your current mortgage deals expires. You cannot go direct to Birmingham Midshires to do this. You need to use independent mortgage adviser. If you do not have one one you can visit the link below https://rateswitcher.co.uk/birmingham-midshires-mortgage. Rateswitcher have specialist Birmingham Midshires Mortgage advisers that can switch your mortgage in minutes and do not charge any fees.
f you change your name, address or telephone number this page will let you know what to do to ensure our records are up to date.Our contact details for any queries are as follows:
Birmingham Midshires Mortgage Servicing
PO Box 833
LEEDS
LS1 9PU
Phone:0345 300 2627
If you want to make a lump sum repayment.
You may wish to repay some of your mortgage. This is possible however some mortgage products have an early repayment charge if this is done. However on most mortgages you are allowed to overpay 10% of your mortgage balance per annum without a charge.
If a charge is applicable this will be shown either on your latest offer or on a transfer authority form if you changed mortgage products after your account started.
If a charge applies you must make a payment to cover it.
The lump sum payment can be paid via your bank. Our details are:
Lloyds Bank
Sort code: 30-00-00
Account number: 00332275
Account name : Birmingham MidshiresPlease ensure the payment reference states:
Mortgage account number - your 14 digit mortgage account number followed by 00 or to make a payment to a sub-account replace the 00 with a two digit sub-account number. See section below on how to allocate an additional payment to a specific sub-account).
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